Pars HadishDetailed product introduction · 1

Detailed product introduction

Credit payments and account credit management

Product introduction

The Pars Hadish credit payment management system manages customers' credit applications, credit allocation, and repayment tracking according to defined plans.

Credit plans are defined in the system with specified amounts, terms, and conditions. An agent records the customer's information and selected plan, and the responsible staff review the required information and documents. Once the process is complete and the necessary approvals have been received, credit is allocated to the customer and the plan is activated.

Pars HadishDetailed product introduction · 2

Detailed product introduction

Credit payments and account credit management

Product introduction (continued)

For example, a customer may apply for a credit plan with installment repayments. The agent records the customer's information, and guarantee documents and installment checks are submitted for review if the plan requires them. After the documents have been approved and credit allocated, the plan's status, due dates, and repayment history can be tracked through the panel.

Pars HadishDetailed product introduction · 3

Credit payments and account credit management

Product features and capabilities

Credit plan definition: Set the amount, term, and conditions of each plan.
Customer registration and management: Maintain customer information and the plans registered for each customer.
Credit application review: Approve or reject the selected plan and record the review outcome.
Guarantee registration and review: Receive information and images of guarantee documents according to the plan's conditions.
Installment management: Record and view installments and due dates associated with a plan.

Pars HadishDetailed product introduction · 4

Credit payments and account credit management

Product features and capabilities (continued)

Cash and check repayment support: Record payment receipts or check information and track their review.
Credit allocation and credit card issuance: Complete the relevant steps after the necessary approvals have been received.
Application status tracking: View application stages, approved documents, rejected items, and information requiring correction.
Role and access management: Separate the responsibilities of agents, managers, and operators in the credit review and allocation process.

Pars HadishDetailed product introduction · 5

Credit payments and account credit management

Users and applications

Credit service providers: Define plans and manage allocation and repayment processes
Agents: Register customers, select plans, and complete documentation
Managers and review staff: Assess information and approve or reject applications and documents
Credit allocation operators: Record allocations and complete the steps required for card issuance

Pars HadishDetailed product introduction · 6

Credit payments and account credit management

Product images

Credit accounts in the original panel — The original switch accounts page with a fictional credit-account type and balances; it does not show installments or credit scoring.

Pars HadishDetailed product introduction · 7

Credit payments and account credit management

Product images

Individual account credit form — The original account-credit form with a fictional user and amount; no financial request was submitted.

Pars HadishDetailed product introduction · 8

Credit payments and account credit management

Product images

Group account-credit form — The original group-credit form with two selected fictional accounts and a test amount; credit allocation is shown as a local display only.