Detailed product introduction
Payment switch
Product introduction
The Pars Hadish payment switch receives, routes, and processes payment requests and connects terminals, gateways, and financial services.
When a user submits a payment request through a terminal or gateway, the switch routes it to the responsible processing service based on the transaction information and defined rules, then returns the response to its origin. For payments using internal accounts, rules such as the eligible account, available balance, and merchant restrictions govern this process. Connections to banks and payment companies use the interfaces and infrastructure required for each project.
Detailed product introduction
Payment switch
Product introduction (continued)
For example, in an organization's payment network, a user can use a cash or credit account at authorized merchants. The system checks and processes the purchase request according to the accounts and payment rules, then returns the result to the terminal or gateway.
The management panel also allows staff to search and review transactions. Details such as the time, amount, terminal, reference number, tracking code, and recorded response can be reviewed to answer customer inquiries and follow up on operations.
Payment switch
Product features and capabilities
- Receive and route payment requests from connected terminals and gateways
- Support purchase, purchase confirmation, purchase reversal, and balance inquiry processes
- Define and manage merchants and their terminals
- Define rules for using cash and credit accounts and the order in which funds are debited from them
- Define restrictions on credit use within the authorized merchant network
Payment switch
Product features and capabilities (continued)
- Define how a payment amount is split among multiple merchants
- Search, filter, and export transaction reports according to the user's access permissions
Payment switch
Users and applications
- Payment network operators
- Manage connections between terminals, merchants, and financial services
- Operations and support teams
- Review transaction statuses and follow up on requests
- Finance managers and staff
- Review reports and operational records
Payment switch
Product images
Original transaction report
Original product interface
The data shown in this image is synthetic test data.
Payment switch
Product images
Unsuccessful-transaction filter
Original product interface
The data shown in this image is synthetic test data.
Payment switch
Product images
Report date and time selection
Original product interface
The data shown in this image is synthetic test data.